Job Description

Job Title: Mortgage Loan Closer

Location: (Hybrid) Columbus, OH; Cincinatti, OH; Indianapolis, IN

Contract to Hire: 6 Month Contract to Hire

Pay Rate: $24-26/hr

Position Summary:

Calculated Hire is seeking an experienced Mortgage Loan Closer with a proven track record of managing high-volume closings efficiently and accurately for a Fortune 500 financial company. The ideal candidate will bring 5 years of experience in mortgage closing, expertise with Encompass Loan Origination Software, and the ability to handle 20-40 loan files per month. This position requires a detail-oriented professional who excels in managing deadlines and ensuring compliance in all aspects of the closing process.

Key Responsibilities:

• Review and verify loan closing documentation for accuracy, completeness, and compliance with company policies and regulatory standards.
• Prepare Closing Disclosures (CDs) and all required loan documents in Encompass.
• Coordinate with internal teams, title companies, escrow agents, and borrowers to facilitate smooth and timely loan closings.
• Ensure compliance with state and federal lending regulations, including TRID guidelines.
• Perform final quality checks to identify and resolve any discrepancies prior to loan funding.
• Manage a pipeline of 20-40 files per month, prioritizing workload to meet closing deadlines.
• Collaborate closely with underwriters, processors, and loan officers to ensure seamless loan completion.
• Maintain accurate and up-to-date records within Encompass and other loan management systems.
• Provide exceptional service to borrowers, maintaining a high level of professionalism and customer satisfaction.

Required Qualifications:

• 5 years of experience in mortgage closing or a related role.
• Proficiency with Encompass Loan Origination Software is required.
• Demonstrated ability to close 20-40 mortgage files per month.
• Strong understanding of loan documents, Closing Disclosures, TRID, and compliance requirements.
• Exceptional attention to detail and organizational skills.
• Effective communication and collaboration skills with internal and external stakeholders.
• Ability to prioritize multiple tasks and work efficiently under deadlines.

Preferred Qualifications:

• Experience with conventional, FHA, and VA loans.
• Knowledge of other mortgage-related platforms and tools.
• Proven success in a high-volume mortgage environment.

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